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Qonto

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Qonto

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Qonto

What is Qonto?

Qonto is an online bank specially designed for freelancers, SMEs, start-ups and entrepreneurs. This digital banking solution offers fast, convenient financial services tailored to the needs of professionals. Thanks to its simple interface and advanced functionalities, Qonto facilitates financial management for businesses, enabling you to gain in efficiency and focus on what really matters: developing your business. But what are the reasons why Qonto is an essential online bank for professionals?

Unlike traditional banks, Qonto offers a fully online banking experience, designed to meet the specific needs of entrepreneurs and small businesses. With simplified account opening, optimized financial management and team-friendly features, Qonto is positioned as a modern, flexible alternative to traditional banking services. This digital bank stands out for its ability to simplify day-to-day banking operations while offering a comprehensive range of financial services.

Whether you’re a solo entrepreneur or the head of a growing company, Qonto adapts to your structure with scalable offers, collaborative tools and ultra-reactive customer support. By choosing Qonto, you’re opting for a modern, secure online bank designed to support your company’s success at every stage. It’s an essential solution for managing your finances with peace of mind and boosting your productivity.

What are Qonto's main services?

Tools designed for professionals: Qonto offers features designed for professionals: physical and virtual payment cards, grouped transfers, multi-user management, and invoice creation directly from the platform.
Fast, 100% online account opening: Open your pro account in just a few minutes, with no paperwork, directly from your smartphone or computer. It’s the ideal way to get your business off to a flying start.
Simplified financial management: Thanks to a clear, intuitive interface, you can manage your expenses, track your transactions in real time and categorize your operations automatically. You keep total control over your cash flow.
Smooth accounting integration: connect Qonto to your accounting software or to your chartered accountant to automate receipt retrieval and accounting exports, and simplify your declarations.
Responsive, personalized support: Benefit from customer support available 7 days a week, by e-mail, chat or telephone, and personalized support tailored to your professional profile.

Is Qonto compatible with accounting tools?

Qonto is fully compatible with all major accounting tools. This compatibility is one of Qonto’s strong points, as it saves precious time in managing your finances.

Automatic export of transactions: Connect your Qonto account to software such as QuickBooks, Sage, Cegid or Pennylane to export your data in just a few clicks.

Intelligent categorization of expenses: Qonto automatically assigns categories to expenses, greatly simplifying your accountant’s work.

Receipt storage: Upload your receipts directly into the application, ensuring accurate tracking and compliance with legal requirements.

What are the advantages of using Qonto?

Time-saving: With fast account opening and intuitive tools, Qonto simplifies banking management so you can concentrate on your core business.

Flexibility: Whether you’re a freelancer or the head of an SME, Qonto offers plans to suit every structure.

Transparent fees: Unlike many banks, Qonto has clear fees with no hidden charges. You know exactly what you’re paying.

Quality customer support: Qonto’s customer service is renowned for its responsiveness and efficiency. Available in several languages, it can be reached via chat or email.

Features

Qonto

Gestion des Comptes

24/7 customer support
Accounting export
Accounting integration
Automation
Billing
Business accounts
Collaboration team
Customized ceilings
Expense management
Expense reports
Financial reports
instant sepa transfers
International transfers
Mastercard cards
Quote
Secure transactions
Self-employed and VSEs
Simplified payments
SME tools

Opinions on

Qonto

4.5

Based on 2 reviews

5 star	50	50%
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1-2 of 2 reviews

BIMA

July 17, 2025

Qonto
Chaque fois que j’ai contacté le service client de Qonto, j’ai reçu une aide rapide, efficace et personnalisée.

Les interlocuteurs sont toujours à l’écoute, ce qui rend l’expérience vraiment agréable et rassurante.
Loïc

July 17, 2025

Qonto
Je suis très satisfait des réponses apportées à mes questions par le conseiller, qui s’est montré particulièrement professionnel.

Je recommande la banque Qonto pour son expertise et sa réelle capacité d’écoute envers ses clients.